I'm interested in knowing what people have found to be the best protection plans for their Verizon iPhone beyond the Apple 1 year warranty. I'm not looking to pay Verizon $9 a month per phone to protect everything. The Apple Care for 2 years for $99 seems like a good deal, since it covers 2 accidents for $50 each, but I'm not sure whether or not I can buy it for a Verizon iPhone, or just one that I've purchased at an Apple retailer.