I don't know if this is still acuarate but way back when I got my IP4, I had to preorder it, as did everyone else who wanted it the first month. That was back in the day of my trying to not use credit cards. I was planning to pay for the phone at the Apple Store when I placed the order and either they woudl not take cash or a check. I don't remember which. Now this was for the preorder. So what they decided I coudl do was purchase an Apple gift card and then use that card to place the order. So if you run into that problem, you will be able to get a gift card at Apple and use that for your pruchase.