Thanks again, gaz.... for the info. Being a Windows PC user for decades, I have a hard time adjusting to the different approach Apple products have toward user interfaces.
As I wrote before, I'll not be "upgrading" to the new 4.2 iPhone firmware -- I don't need the few additions, like "Find my Phone" etc. I've read too many horror stories after 4.2 upgrades. But do you see any major problems for me later in using the phone with iTunes if I don't upgrade? The answer should be No!
Thanks again.