Replying to myself! Got it!!
AND since I figured out how to get where brixtonboy is, maybe he can use the reverse of what I did to get to where I was.
Settings, Face ID & Passcode, [scroll down a bit until you see] Turn Passcode Off
That's what I did and now my phone is back the way I like it --- with almost no security.
So, for brixtonboy, I suggest:
Settings, Face ID & Passcode, [scroll down a bit] Turn Passcode On
Also, note that if you elect as I did, to turn the passcode OFF, you must KNOW the passcode so you prove you are authorized to make that change.
Also, before scrolling down, have a look at these settings and make sure you have them the way you want.
Settings, Face ID & Passcode, Use Face ID For:
iPhone Unlock
iTunes & App Store
Apply Pay
Password AutoFill
I have all those turned OFF because I do not want to ever have to do any of that crap. So, if you find MY iPhone, you can knock yourself out because it is totally OPEN. However, Apple Pay is not set up, so good luck with that! I don't use iTunes, so good luck with that. I use the App Store for free stuff and pay otherwise if I have to.
I'm an old fart and I like my phone the way I want it.
P.S. I lied about my age! I'm really much older than my profile says!!
Regards,
Chas (aka Pengy4)